If you are looking to buy one of the best insurance plans, check out the Wakanow travel insurance policy. Just as it is with many other travel insurance policies, you may have questions and concerns before buying the policy.
In this guide, you will learn the most important questions to ask before buying Wakanow travel insurance. This will help you make an informed decision and choose the best plan.
What is Wakanow Travel Insurance?
Wakanow is a travel insurance agency launched online in 2009. The agency provides stellar travel insurance services to customers in East and West Africa. Headquartered in Nigeria, Wakanow has evolved into the largest online travel company providing a full range of travel services.
Wakanow customers enjoy an easy-access online portal where they can book flights, holiday packages, hotels, and other travel and vacation services.
As a traveler, you want to have the best travel insurance in place to help minimize the risks or dangers you may face during your trip. Affordability, customer satisfaction, positive reviews, minimal limits, and exclusions are also important factors that you would want your travel insurance company to have. Fortunately, Wakanow travel insurance checks all these boxes for you, making it one of the top travel insurance companies in Africa.
As with insurance policies, Wakanow travel insurance typically takes care of travel costs and losses incurred from traveling. Wakanow travel insurance provides customer-oriented online travel insurance that provides the best travel insurance packages and services to suit your travel needs.
The company stands out from its competitors because they provide customers with a wide range of insurance plans that cushion against risks or losses arising from unforeseeable events such as travel delays, emergency medical transportation, baggage delays, lost or damaged baggage, trip cancellation due to weather conditions or other circumstances, emergency medical assistance, trip interruption, baggage delay, etc.
Does Wakanow Travel Insurance Cover Flight Only?
Flight cancellation due to natural disasters or other airline issues is a common situation where people turn to their travel insurance to get a refund of their payments as airlines seldom take responsibility for these situations.
You may want to know the extent of coverage for your insurance plan. This is essential especially if you want to avoid unnecessary costs and work within your budget during the trip.
However, travel insurance also covers losses incurred from flight cancellation due to personal reasons, delayed or lost baggage, passport loss, unrest at the destination, sickness, or injury during a trip. Asides from flight costs, travel insurance also covers other incurred losses such as personal and rented property damage, ransom paying, etc.
Can I Add Travel Insurance to a Flight?
With most airlines, the option of adding insurance to a flight is available when booking your ticket. Other airlines may not allow the addition of an insurance policy after the flight has been booked. The latter is more common than the former. However, it is generally because insurance companies need to calculate their rates with the list of eligible passengers at the time of purchase.
But as long as the airline you’re flying with allows it, you can add your travel insurance to a flight just as easily as booking it.
Does Travel Insurance Cover Phones?
Of course, it does! Wakanow travel insurance provides coverage for personal belongings, baggage, and personal effects. Phones, laptops, and other electronic gadgets you may have carried onto the plane for your trip are insured against theft, loss, or damage of these gadgets.
Does Travel Insurance Cover Travel Warnings?
Generally, insurance policies are meant to protect the policyholder against losses arising from uncontrollable or unforeseeable situations. These include natural disasters, bad weather conditions, and health challenges, amongst others.
As a result, if any losses arise from circumstances that could have been avoided, the insured won’t be entitled to any claim. With an unfavorable weather condition announced or a warning issued by the relevant authority in your jurisdiction, traveling under such conditions is a potential risk. Hence, insurance companies won’t provide coverage, especially when you buy the insurance before the authorities issue the warnings.
However, if you bought the policy after the warning was given, losses that occur as a result of bad weather conditions would be covered by the insurance policy.
What is the Cheapest Travel Insurance?
First, it is important to note that the cheapest insurance policy may not necessarily be the best one for you. However, the costs of getting an insurance policy majorly depend on what the insurance covers.
Typically, insurance benefits for travelers include reimbursements or coverage of travel-related losses arising from sudden illness, natural delays, unusual flight delay/cancellation, etc.
With Wakanow travel insurance, customers are allowed to select a range of situations and potential risks that they would like their insurance package to cover at an affordable price. However, more inclusions may result in increased insurance costs.
Do Airlines Offer Travel Insurance?
While some airlines provide travel insurance for travelers, others don’t. Most airlines even offer full insurance covering trip cancellation, lost, delayed, or stolen baggage, and medical assistance while traveling. However, this is not always the case.
Asides from not offering full insurance, airline travel insurance plans may vary significantly in price with differences as high as 500%. Also, an airline’s travel insurance package may not offer certain preferred coverage, which can be restricting or limiting. Hence, traveling with an airline’s insurance is objectively not an ideal choice as the cons far outweigh the pros.
If you want to be protected against certain losses while you travel, you need an insurance company that is right for you. Wakanow travel insurance provides a wide range of coverage that you need for your trip.
Their travel insurance plans may be beneficial if your trip require the use of different airlines, accommodation, car rental companies, good medical coverage, and other activities. Little wonder why Wakanow travel insurance is a popular choice.
Now that you know the questions you may ask before buying Wakanow travel insurance, you can easily choose the best plan that suits your needs and budget.